Smart Florida savers want to know where they can get the best Florida interest rates on savings accounts, Florida CDs (Certificates of Deposit), checking accounts, IRAs or money markets. Everyone also wants to know whether their favorite Florida bank offers one of the top rates?
We’ve compiled a list of the best personal consumer rates on Florida savings accounts, checking accounts, IRAs, money markets and one-year certificates of deposit (CDs), all just from Florida banks and savings institutions.
You can geta quick sense of the highest interest rates possible from Florida banks in this short list:
Best Florida Savings Account Rates
Baxter Credit Union 3.00%
Wachovia Bank 3.00%
SmartyPig 1.75%
First Bank 1.61%
Chartway Federal Credit Union 1.50%
SFGI Direct 1.41%
Alliant Credit Union 1.35%
Southern Community Bank & Trust 1.35%
American Express Bank FSB 1.30%
Clear Sky Accounts 1.30%
Sallie Mae Bank 1.30%
Capital One Direct Banking 1.30%
American Express Centurion Bank 1.30%
Best Florida Personal Checking Account Rates
Apple Federal Credit Union 2.00% Investors Checking
Priority One CU of Florida 2.00% Go Green Checking
Legacy Bank of Florida 1.59% Investment Checking Account
The Morrill and Janes Bank and Trust Company 1.51% Elite Checking
Alliant Credit Union 1.35% High Rate Checking
Incredible Bank 1.35% Checking Account
Community Bank of Pleasant Hill 1.10% Wall Street Checking
Community Bank of Raymore 1.10% Wall Street Checking
FNBO Direct 1.10% Online Billpay
Clear Sky Accounts 1.06% Clear Sky Checking
Grand Yield Direct 1.01% Grand Yield Direct Advantage Interest Checking
Capital One Direct Banking 1.01% Interest Online Checking
American Bank 1.00% American e-Checking
Presidential Online Bank 1.00% Checking PLUS
Easthampton Savings Bank 1.00% Premier Checking
Best Florida 1-year CD Rates
Miami Postal Service Credit Union 1.76%
Connexus Credit Union 1.75%
OptimumBank 1.45%
Bank of Internet USA 1.41%
Melrose Credit Union 1.41%
Alliant Credit Union 1.40%
Ascencia Bank 1.40%
Tyndall Federal Credit Union 1.40%
Woodlands Commercial Bank 1.37%
American Express Bank FSB 1.30%
Discover Bank 1.30%
Southeast Financial Federal Credit Union 1.30%
Sallie Mae Bank 1.30%
American Express Centurion Bank 1.30%
Best Florida Money Market Rates
RiverLand Credit Union 2.00% Money Market IRA
AmericaNet Bank 1.75% Mega Money Market
Evantage Bank 1.75% Mega Money Market
Hudson City Savings Bank 1.35% Internet Money Market Savings
EverBank 1.06% Yield Pledge Money Market
Capital One Direct Banking 1.21% Money Market Account – Costco Members
Nationwide Bank 1.15% Money Market
Zions Bank 1.11% Internet Money Market
Army Aviation Center Federal Credit Union 1.10% Money Market Access
Ally Bank 1.09% Money Market Account
Giantbank.com 1.01% Giant Money Market
Best Florida Bank IRA Rates
Miami Postal Service Credit Union 1.76% 9 Month IRA Jumbo
Melrose Credit Union 1.41% 1 Year Share IRA Certificate
Alliant Credit Union 1.40% 12 Month Traditional IRA
Tyndall Federal Credit Union 1.40% 12 Month Certificate Advantage IRA
Discover Bank 1.30% 12 Month IRA
Pentagon Federal Credit Union 1.26% 1 Year Roth IRA
Giantbank.com 1.26% 12 Month Giant IRA
Acacia Federal Savings Bank 1.25% 12 Month IRA
Nationwide Bank 1.25% 12 Month IRA
Brightstar Credit Union 1.25% 13 Month Smart IRA – Platinum Star
First East Side Savings Bank 1.20% 1 Year IRA
Army Aviation Center Federal Credit Union 1.20% 12 Month IRA
Check back soon for our next update on the best Florida interest rates available statewide.
