Florida CD Rates


Where can you find the best Florida CD rates right now from Florida bank certificates of deposit? Interest rates change all the time, so we’ve put together this list of the highest yielding Florida CD rates right now from our in-state financial institutions. This list does not include the national internet banks, but only local Florida banking institutions which have walk-in branch locations.

1-year Best Florida CD Rates

Miami Postal Service Credit Union 1.76%
Connexus Credit Union 1.75%
OptimumBank 1.45%
Bank of Internet USA 1.41%
Melrose Credit Union 1.41%
Alliant Credit Union 1.40%
Ascencia Bank 1.40%
Tyndall Federal Credit Union 1.40%
Woodlands Commercial Bank 1.37%
American Express Bank FSB 1.30%
Discover Bank 1.30%
Southeast Financial Federal Credit Union 1.30%
Sallie Mae Bank 1.30%
American Express Centurion Bank 1.30%

2-year Best Florida CD Rates

Tyndall Federal Credit Union 1.85%
Alliant Credit Union 1.80%
OptimumBank 1.70%
Melrose Credit Union 1.66%
Wings Financial Credit Union 1.66%
Country Bank for Savings 1.65%
Bank of Internet USA 1.60%
Discover Bank 1.60%
Nationwide Bank 1.60%

3-year Best Florida CD Rates

TotalBank 2.25%
Tyndall Federal Credit Union 2.25%
Melrose Credit Union 2.17%
Alliant Credit Union 2.00%
Bank of Internet USA 2.00%
Fort Knox Federal Credit Union 2.00%
Lockheed Federal Credit Union 2.00%
Army Aviation Center Federal Credit Union 2.00%
Country Bank for Savings 2.00%
Fidelity Bank 2.00%
MIDFLORIDA Credit Union 2.00%
USAA Bank 2.00%

We update this list of the best Florida CD rates on a regular basis, so check back when you want to know where to start looking.

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